Welcome to Have an Umbrella!

Hi there, and welcome! I’m Miriam—single parent, financial preparedness advocate, and founder of this space. I created Have an Umbrella because I know firsthand how overwhelming it can be to juggle parenting, caregiving, and staying financially afloat—especially when you're doing it on your own.

We often hear phrases like "get your finances in order" or "you need a rainy-day fund," but what does that really mean when you're stretched thin and operating in survival mode?

That’s where financial preparedness comes in.
Not perfection. Not pressure. Just preparedness.

✅ What is Financial Preparedness?

Financial preparedness means being ready—emotionally, mentally, and practically—for the unexpected. It’s about creating small systems that protect your family from chaos when life throws a curveball.

It’s not just about saving money. It’s about:

• Having a plan when income is delayed or stops.

• Making sure your children are protected if something happens to you.

• Knowing that you're not scrambling every time a car repair or medical bill shows up.

Preparedness is peace of mind—and it’s absolutely possible, even on a tight income and a tight schedule.

✨ What You’ll Find Here

Have an Umbrella is a calm corner of the internet built for people like you—single parents and caregivers who want practical, encouraging steps to get ahead, not just catch up.

We focus on three core areas:

• Emergency & Rainy Day Savings

• Life Insurance Planning

• Estate Planning

Each topic is broken down in simple, actionable posts. You won’t find confusing financial jargon here—just relatable insight, smart tools, and encouragement to keep going.

💬 What’s Next?

In the coming weeks, I’ll be posting guides, checklists, reflections, and step-by-step strategies to help you build security at your own pace.
Whether you’re starting from zero or just fine-tuning your plan, you belong here.

Let’s get financially prepared—together.

Sing in the rain,
 Miriam